Careers at FundThrough

Credit & Risk Analyst
Toronto, Canada


Do you get excited by using your analytical skills to give businesses a key tool for them to succeed? Do you enjoy being part of a team that is making a real difference to the success of small business owners? If so, read on.


FundThrough is looking for a smart, passionate, resourceful Credit & Risk Analyst to join us on our mission to put an end to the concept of waiting to get paid. If you want to play an essential role in building our credit function and you’re ready to take on a new challenge in a fast-paced startup, then we’re looking for you! As our Credit & Risk Analyst, you will report to our VP of Credit.

-Aggregating and analyzing financial information, providing credit recommendations to approve and increase credit facilities and communicating results cross-functionally.
-Providing recommendations to improve and optimize portfolio performance.
-Proactively identifying and managing the risk of the credit portfolio to mitigate risks, highlighting opportunities to streamline and optimize approval rates and increase profitability.
-Managing accounts in delinquent and non-accrual status and collaborating with client operations teams to recover the balance outstanding.
-Partnering, collaborating and working on new initiatives with various cross-functional teams to automate the credit models.

Required Skills

-You have strong experience (3-4 years) in commercial, small business or corporate credit adjudication, credit analysis and portfolio management in a financial institution.
-You enjoy a broad range of challenges – from adjudication of diversified industries accounts from Canada and the US, automating credit processes and creating solutions to approve loans/factoring facilities through digital channels.
-You appreciate solving complex tasks and like to iterate quickly – spec, build, test, tear-down, try again.
-You have fluency with financial formulas and pivot tables.
-You are naturally inquisitive and able to look at pieces of data with skepticism.
-You enjoy working independently and providing creative solutions.
Experience in process re-engineering.
Experience and proficiency in SQL.
Experience with coding and analytics.
Experience in portfolio management and pricing strategies.


What we offer:
-Competitive compensation, including stock options
-Health benefits
-A cool, but nimble work environment
-An amazing team – we’re driven and super passionate about our customers. Plus our values include Fun & Food!

About FundThrough
FundThrough is a leading invoice funding platform for new, small and growing businesses. We’re helping business owners eliminate cash flow hurdles to growth by giving them the power and flexibility to get their invoices paid when they want, with one click, and in as little as 24 hours. Launched in 2014 we’ve shot out to become a leader in the Fintech space, funding millions of dollars in invoices every month. We’re venture-backed and growing our revenue, customer base and technology aggressively in the US and Canada.

Know someone who would be a perfect fit? Let them know!